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Ashton New user 85 Posts |
A different thread on alternatives to burning a billet mentions briefly public liability insurance for mentalists. This got me wondering if there are any cases where a mentalist has been sued. A search revealed this thread, the last post of which is about 8 years ago:
http://www.themagiccafe.com/forums/viewt......forum=15 Do you know of any cases where a mentalist has been sued, and if yes, for what reason? Not hypnotists, magicians, mediums or psychic readers, but a mentalist performing a show for entertainment purposes only. I guess any performer could be sued if a volunteer participated in their show and fell and got hurt. Do the more experienced performers recommend liability insurance for this or other reasons? Thank you. |
Mindpro Eternal Order 10586 Posts |
Quote:
On Feb 9, 2016, Ashton wrote: Absolutely, without a doubt. To me this is something that every professional (even part-time and/or semi-pro) should have just the same as their other performance and business elements. |
Tmayer New user 24 Posts |
The insurance thing is probably a good idea, especially if you live in the states. Here in Canada we don't sue everytime we fall lol
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Ashton New user 85 Posts |
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On Feb 9, 2016, Mindpro wrote: Thank you |
C.J. Inner circle There's a lotta rambling in my 2366 Posts |
My main reason for holding public liability insurance isn't really because I'm scared of being sued. I think that would be unlikely. Rather, public liability insurance gives me protection against accidental damage or injury if something doesn'tgo to plan.
Spectator trips whilst leaving the stage? Insured. Their medical help is covered and there is no need to sue. Hopefully. I accidentally roll my case into a wall at the venue and chip off some paint? Insured! I pay about $160 per year for cover of about $150,000+ against such accidents. I feel at ease, but more importantly, so does the client. When negotiating a gig, there seems to be something magic in just letting them know I'm covered - they feel like they aren't taking any risks in hiring me. And there are certain groups and venues (such as professional theatres) here in Australia who won't touch you if you're not insured. the annual premium easily pays for itself in my first show of the year.
Connor Jacobs - The Thought Sculptor
Mundus vult decipi, ergo decipiatur Be fondly remembered. |
Tom Jorgenson Inner circle LOOSE ANGLES, CALIFORNIA 4451 Posts |
This company
https://www.specialtyinsuranceagency.com/ handles performance policies for many Fairground workers, vendors and performers at a very reasonable rate. $1,000,000 coverages are standard. Not limited to Fair work, of course. If you feel you could use Insurance, check them out. They are happy to send out Certs of Coverage (additionally Insured) at no cost. Some will charge you a ding for each event/venue covered as 'additinally insured'...so watch out for that. Carry insurance.
We dance an invisible dance to music they cannot hear.
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Mysterious Mike Loyal user Chicago 258 Posts |
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On Feb 10, 2016, Tom Jorgenson wrote: Thanks for sharing this. How long have you been using this company?
The performance is what really makes it all worth while.
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Mindpro Eternal Order 10586 Posts |
They've been an industry standard for years.
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C.J. Inner circle There's a lotta rambling in my 2366 Posts |
The Australian equivalent for the few of you down here would be http://www.duckforcover.com.au
Connor Jacobs - The Thought Sculptor
Mundus vult decipi, ergo decipiatur Be fondly remembered. |
Tom Jorgenson Inner circle LOOSE ANGLES, CALIFORNIA 4451 Posts |
Quote:
On Feb 10, 2016, Mysterious Mike wrote: Personally, about 20-25 years, I'd guess, They were Clowns Of America before this...same people. They started as insurance for clowns and etc....branched out to performers, venders, etc. of all types, and just changed their names a few years ago.. It's benn a family run business for deades. As said, they are an industry standard. It's an aggregate policy, but seems to fulfill all the requirements and needs of everyone...never heard a complaint about them yet.
We dance an invisible dance to music they cannot hear.
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RCP Inner circle Two Minnie's in The Hell's Half Acre, The Republic of Texas 2183 Posts |
Fraud will negate the terms of any malpractice/liability insurance.
If you are unsure what fraud is: "A false representation of a matter of fact—whether by words or by conduct, by false or misleading allegations, or by concealment of what should have been disclosed—that deceives and is intended to deceive another so that the individual will act upon it to her or his legal injury". If you you live in a 20 year old Ford down by the river.....its a mute point. Insurance is designed to protect assets. The most important aspect of having insurance is that the "company" will defend you (the insurance company) in any legal proceedings. If you are an "entertainer" and make that known....... you have a lot of legal protection. |
JAlenS Inner circle Utah 1526 Posts |
In 10 Things a Mentalist Should Never Do John Riggs gives good food for thought on this topic. For those that know, the single O grind show I put up is always insured. Seemingly insignificant on this point you never know what could happen.
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RCP Inner circle Two Minnie's in The Hell's Half Acre, The Republic of Texas 2183 Posts |
I need insurance for my spelling.... make that a moot point
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