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The Magic Cafe Forum Index » » Table hoppers & party strollers » » Insurance for close up Magicians 100% necessary? (1 Likes) Printer Friendly Version

MichaelsMiracles
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2 Posts

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Hey guys, I have read several posts on discussion around this. I have seen some options for getting insurance as well. My question is, how many of you actually have insurance as a table side close up performer doing restaurants, private parties, corporate gigs, etc? I've been doing this around 10 years and I am starting to work with a DJ and he is recommending I get insurance but it sounds like its around $300 per year which I don't want to really do if it isn't necessary. Thoughts?
puggo
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Inner circle
1957 Posts

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It may not be a legal requirement, but even as a part timer in the UK (e.g. perhaps not as litigious as the USA?), I've always had it (via Equity). Some venues/agencies ask for your public liability.
Charlie
davidpaul$
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Pittsburgh, Pa
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I have insurance through Performers of the U.S.,Specialty Insurance Agency.The insurance runs $268 per year. I've never had to use it but you never know. People can sue you for anything these days.
Small price to pay for peace of mind. I'm in 4 restaurants so I wtite the check. Also some venues require it. I ran into that at a wedding reception. I had to show insurance documentation.
If you can't help worrying, remember worrying can't help you!
Doug Arden
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875 Posts

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If you ever get sued and don't have it, you'll find out what a bargain Liability Insurance is. And, as other posters have mentioned, occasionally, proof of insurance is a compulsory requirement in order to perform.
Dannydoyle
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Eternal Order
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If you work with balloons then insurance would not be something I'd leave out.
Danny Doyle
<BR>Semper Occultus
<BR>In a time of universal deceit, telling the truth is a revolutionary act....George Orwell
Keith Raygor
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Naples, FL
948 Posts

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If you’re doing more corporate work, you’ll find it’s a requirement. Better to have it on hand than to get it at the last minute. The amount you mentioned is not out of line.
MeetMagicMike
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Gainesville Fl
3007 Posts

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I got my insurance through Specialty Insurance

I found them quite affordable. Could others post links to their insurance and comment on them?
Magic Mike

MeetMagicMike.com



I took the Pledge
Ken Northridge
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Atlantic City, NJ
2219 Posts

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If I were strictly a close up performer I would seriously consider saving $300 per year and not getting insurance (just my humble opinion). Having said that, I agree that Performers of the U.S.,Specialty Insurance Agency is a very good company to deal with. I've had insurance with them for 20 years. They even cover my rabbit and dove!

I would love to hear about any mishaps from this line of work (table hopping and party strolling). The only thing I can think of is a damaged ring that has been borrowed. Flash paper would not be covered.
"Love is the real magic." -Doug Henning
www.KenNorthridge.com
Dannydoyle
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Keith's point of corporate work is dead on. No doubt this is the corporate culture and 2hile it may never be used and seem silly to us, it matters to those who hire.



Also the cooking hazard of latex balloons is high on the list. If one does then at all insurance is just smart.
Danny Doyle
<BR>Semper Occultus
<BR>In a time of universal deceit, telling the truth is a revolutionary act....George Orwell
Ken Northridge
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Atlantic City, NJ
2219 Posts

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Quote:
On Apr 28, 2019, Dannydoyle wrote:
Keith's point of corporate work is dead on. No doubt this is the corporate culture and 2hile it may never be used and seem silly to us, it matters to those who hire.


The amount of red tape some corporations have is ridiculous. But I agree, if you want to work with them you have to play their game.
"Love is the real magic." -Doug Henning
www.KenNorthridge.com
drmolarmagic
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Regular user
Brooklyn NY
109 Posts

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Our Society has become much more Litigious in the last number of years. Having insurance is important, and should protect you. Being insured also shows vendors you are serious about your responsibility as a performer for hire. I also use Specialty Insurance Company and also took out additional coverage on my equipment/props, as a busker my bag is often out in the open and at risk for theft, and in restaurants etc. my bag is in the coat room unattended and can easily grow feet....Just my opinion. I wouldn't perform without it.
Bruce
drmagico
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230 Posts

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I bought insurance last year. It is worth it. Just did a show for a major hotel. They specifically asked for it so I was glad I had it or I would not have been able to do the show.
The Magic Cafe Forum Index » » Table hoppers & party strollers » » Insurance for close up Magicians 100% necessary? (1 Likes)
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